Writer at JustGetWise
Morgan Hayes
Money
Morgan covers personal finance, insurance, and consumer financial decisions. She came out of six years in financial services research and has a low tolerance for vague advice. Her work focuses on decisions with real financial stakes: which product actually saves money, and where the fine print matters most.
Areas of expertise
Personal finance
Insurance
Financial products
Savings
Consumer decisions
Biggest "I should have bought that" moment?
"Bitcoin in 2013. I read the whitepaper, thought it was interesting, and closed the tab. Let's leave it at that."
Articles by Morgan Hayes
Money
7 Ways to Cut Your Car Insurance Bill This Year
Money
9 Questions to Ask Before You Sign a Reverse Mortgage (2026 Edition)
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Can the Bank Really Take Your House? What Reverse Mortgage Foreclosure Actually Requires
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How Much Can You Get From a Reverse Mortgage? The 3 Factors That Decide
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How Reverse Mortgages Actually Work (And Who They Make Sense For)
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Married With an Age Gap: The Reverse Mortgage Spouse Rules Nobody Explains
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Reverse Mortgage vs HELOC: Which Way to Tap Equity After 62? (2026 Comparison)
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Should You Get a Reverse Mortgage in 2026? An Honest Decision Guide for Homeowners 62+
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The Best Apps That Pay You to Play
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The Reverse Mortgage Line of Credit: The Feature Most Homeowners 62+ Have Never Heard Of
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The Reverse Mortgage Timeline: What Actually Happens From First Call to Funding
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Using a Reverse Mortgage to Pay Off Your Current Mortgage: Worth It or Skip It?
Money
We Asked Our Kids First: How One Couple Decided on a Reverse Mortgage
Money